Know where it actually went.
A budget you can keep. Ten seconds to log a purchase, and it works offline on your phone.
Free for 3 accounts, 3 budgets and 5 recurring bills.
~10s
To log a transaction
0
Bank logins required
100%
Works offline
3/3/5
Free, with no trial clock
Why the gap exists
It was never the big purchases.
You remember those. The gap is thirty small ones you didn’t write down.
Most trackers answer this by asking for your bank login and guessing at categories. Completo takes the other route: make writing it down so fast that you actually do it.
Capture
Ten seconds, standing at the till.
Tap Add, type the amount, pick a category. Everything you log lands in a day-grouped list with a running total per day, so a heavy Saturday is obvious without opening a report.
- Filter to expense, income or transfer in one tap
- Search by payee across everything you have logged
- Income in green, spending in red — readable at a glance
Budgets
It tells you the daily number.
Not just that Rent is at $750 of $1,068 — that you can spend $15.14 a day for the next 21 days to stay within it. That is a number you can act on standing in a shop.
- Spending fast and on track, said plainly, without a panic screen
- Spent and left side by side, so nothing needs mental arithmetic
- All budgets combined at the top, per category underneath
Reports
Where it actually went.
Income, spending and net for the month, then the breakdown — $750 of $845 was Rent, at 89%. Switch to quarter or year when you want the longer shape of it.
- Month, quarter or year, with the same breakdown
- Every slice is a real category with its share and entry count
- Net worth tracked over time, assets against debts
Bills & the rest
The fixed costs handle themselves.
Bills and subscriptions remind you before they are due. Rent set for the 31st stays on the 31st, month after month, instead of sliding to the 28th the first time it passes February.
- Accounts, categories and bills all in one place
- Sync, import and export live under My account
- System, light or dark — and your own currency
Dark mode
Checking your balance at 1am shouldn’t hurt.
A real dark theme, not an inverted one — the cream card stays warm, income stays green, and the numbers keep their weight. Follows your system, or pick it yourself.
Where your data lives
On your phone. Not on a server you have to trust.
No bank connection
Completo never asks for banking credentials, because it never needs them. Nothing to leak, nothing to revoke.
Offline by default
Everything works in aeroplane mode. Cloud sync exists for second devices, and it's opt-in — not the price of entry.
Analytics off unless asked
Product analytics default to off. Delete your account from inside the app and the server copy goes with it.
What it costs
Free is a real plan, not a trial.
Three accounts, three budgets, five recurring bills — enough for rent, salary and one subscription, which is the habit that makes a tracker stick.
Compare free and ProFree forever
$0
- 3 accounts, 3 budgets, 5 recurring bills
- Unlimited transactions
- Bills and subscription tracking
- This month's reports
- App lock and biometrics
The app lock is never behind a paywall. Neither is reading, editing or exporting anything you already created.
Start with the last thing you bought.
That’s the whole first step. One transaction, ten seconds, and the month stops being a guess.